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Repay As You Grow
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Revenue-Based Financing is a flexible funding option where you receive capital upfront and repay it as a percentage of your ongoing revenue, rather than through fixed monthly payments. When sales are strong, you pay back faster. When business slows, your payments shrink right along with your income. It’s built for the real, uneven way most businesses actually earn.
Unlike a traditional loan that demands the same payment every month regardless of how you’re doing, Revenue-Based Financing flexes with your cash flow. That makes it especially popular with seasonal businesses, subscription and recurring-revenue companies, and fast-growing businesses. Because approval is based on your revenue rather than your credit score, Committed to Capital can often fund businesses that banks turn away.
Because the funding is tied to your sales instead of a rigid schedule, it removes much of the pressure of traditional debt. Revenue-Based Financing lets you:
This makes Revenue-Based Financing one of the most flexible and accessible ways to fund a business, giving you room to grow on your own terms.
Revenue-Based Financing works by tying both approval and repayment to your sales rather than your credit and collateral. Providers look at the strength and consistency of your revenue, which is what makes approval fast and accessible.
The process starts when you apply with your revenue data, typically just a signed one-page application and your recent business bank statements. Committed to Capital reviews your monthly revenue, deposit consistency, and time in business to determine how much you qualify for. Because the focus is on cash flow rather than credit score, funding decisions are fast and the paperwork is light.
Once approved, funds are deposited into your business account, often within one to two business days. Repayment then happens as an agreed percentage of your revenue, collected on a regular schedule. In a strong sales period you repay more and finish faster; in a slow stretch your payments automatically ease, so you’re never stuck with a fixed bill that doesn’t match what’s actually coming in.
For example, a seasonal retailer that lands a $50,000 advance heading into its busy season repays quickly while sales are high, then sees payments taper naturally as the off-season arrives. In short, Revenue-Based Financing gives you fast, flexible capital that breathes with your business, and Committed to Capital helps you structure it so the terms fit your revenue pattern.
Speed and flexibility are the whole point of revenue-based financing, and that’s exactly where Committed to Capital is built to help. Rather than forcing your business through bank-style underwriting, we match you with funding aligned to how you actually earn.
Clients Satisfaction
Pay less during slower months, because repayment moves with your actual sales instead of a fixed bill.
Works seamlessly with subscription and recurring income, matching repayment to your revenue streams.
Low documentation and high adaptability mean fast approval and funding, even with less-than-perfect credit.
Repayment flexes as a percentage of your sales, and approval is fast and based on revenue, not credit. Ideal for businesses with seasonal, variable, or fast-growing income that want breathing room in slower months.
Best for
Repayment is a fixed amount every month, regardless of how business is doing, and approval leans heavily on credit and time in business. Ideal for businesses with steady, predictable revenue that want a set payoff date and the lowest possible cost.
Best for
Revenue-Based Financing is one of the most versatile tools for businesses that need flexible capital fast. Here are the most popular ways owners put it to work:
Fund inventory, staffing, or operations ahead of a busy season, then repay faster as sales climb.
Buy inventory before a big sales window and repay as it sells, with no fixed payment hanging over you.
Invest in advertising or expansion, with repayment that scales alongside the revenue it generates.
Keep your team paid through a slow stretch, with payments that ease automatically when revenue dips.
Get working capital now instead of waiting on slow-paying customers to keep moving.
Act on a deal, bulk discount, or expansion now and repay from the revenue it helps create.
Act on a deal, bulk discount, or expansion now and repay from the revenue it helps create.
Smooth out the natural peaks and valleys of your revenue without a rigid monthly obligation.
Submit a short application and recent bank statements so Committed to Capital can assess your sales, not just your credit.
We match your revenue profile to the right offer, sized to what your business can comfortably support.
Once funded, repayment flexes as a percentage of your revenue, easing in slow months and moving faster in strong ones.
Committed to Capital provides Revenue-Based Financing to a wide range of industries across the United States, including:
If your industry isn’t listed, contact us. We work with virtually every legitimate small business sector.
Not every applicant fits every program, but because Committed to Capital funds on revenue rather than credit, we can often approve Revenue-Based Financing even for businesses that banks have already declined.
Revenue-based financing is a type of business funding where you receive capital upfront and repay it as a percentage of your ongoing revenue instead of through fixed monthly payments. When sales are strong you repay faster, and when business slows your payments shrink with your income. Committed to Capital offers it as a flexible option for businesses with variable or seasonal revenue.
A traditional loan requires the same fixed payment every month regardless of how business is doing, and approval leans heavily on credit. Revenue-based financing flexes repayment with your sales and is approved primarily on revenue, which makes it a better fit for businesses with uneven income or lower credit scores. Committed to Capital offers both and can help you choose.
Committed to Capital approves revenue-based financing on the strength of your sales, not your credit score, and accepts scores as low as 500. As long as your business shows consistent revenue, a lower credit score usually won’t stand in the way.
With Committed to Capital, decisions typically come within 24 to 48 hours, and most clients receive funding within one to two business days. The application is a simple one-page form plus your recent business bank statements, so there’s no paperwork hassle.
Committed to Capital generally looks for a minimum of $20,000 in monthly revenue for revenue-based financing. Beyond that, your approval and funding amount depend on the consistency and strength of your deposits rather than a rigid credit cutoff.
You can use it for almost any business purpose, including inventory, payroll, marketing, bridging slow-paying receivables, seasonal cash flow, or seizing a growth opportunity. Committed to Capital places few restrictions on use of funds as long as it’s business-related.
