Small Business Loans in Philadelphia, PA

Flexible financing solutions for Philadelphia small business owners helping access capital, manage cash flow, and grow with confidence.

Over $50 Million in Funding delivered to small businesses

1,300+ verified Five Star reviews

5 star rating on Google Maps

Used by Business Owners in Construction, Logistics, Health, Retail, and more

Helping Philadelphia Entrepreneurs Grow With Confidence

Philadelphia is a city built on small businesses. From historic commercial corridors and neighborhood storefronts to growing professional services and construction companies, local entrepreneurs have always driven the city’s economy. With deep roots in trade, manufacturing, and innovation, Philadelphia continues to be a place where small businesses create opportunity and long-term value.

Access to the right funding is essential to staying competitive in such a dynamic market. Committed to Capital provides small business loans in Philadelphia designed around real business needs not one-size-fits-all bank requirements. Whether you’re expanding operations, purchasing equipment, covering payroll gaps, or preparing for your next phase of growth, our Philadelphia small business loans offer flexible options, fast decisions, and clear terms.

Whether you’re based in Philadelphia, PA, Center City, North Philadelphia, South Philly, Greater Philadelphia metro area, Pennsylvania business community, we focus on delivering funding solutions that match your goals, timeline, and financial profile, so you can move forward with confidence.

  • Deep focus on Philadelphia city small businesses
  • Streamlined approval process with quick responses
  • Multiple financing options under one roof
  • Clear, straightforward terms
Philadelphia

What our client says about Small Business Loans service in Philadelphia, PA

What Business Owners Are Saying About Us

Funding Options for Small Business in Philadelphia, PA

A Better Way to Fund Your Business
Each solution is built to align with real-world business demands. Choose what fits – or let us help you match.

Business Lines of Credit

Pull funds when you need them. Only pay for what you use.

Term Loans

Lump-sum funding with structured repayment - perfect for big investments.

Equipment Financing

Acquire essential machinery or technology without draining reserves.

SBA 7(a) and 504 Loans

Government-backed options for expansion and real estate.

Commercial Mortgages

Finance or refinance property with competitive terms.

Revenue-Based Financing

Flexible payments based on business income.

Factoring

Convert outstanding invoices into working capital.

Start-Up Funding

Designed to help new businesses launch and grow.

Why Business Owners Trust Committed to Capital

We make business funding simple, fast, and transparent

Speed

Same-day decisions & funding

Scale

Up to $5M available

Support

Personalized advisor to every client

Transparency

Clear terms, no hidden fees

Trusted by 500+ U.S. Businesses
PrimeKit Image

How It Works

Apply Online

Tell us about your business in a short, guided form. No paperwork hassle, no faxes.

Get Matched Instantly

We pair you with real offers from top-tier lenders aligned with your goals.

Receive Funds Quickly

Most clients receive funding within one to two business days.

From Application to Approval – In Days, Not Weeks

Frequently Asked Questions about Philadelphia Small Business Loans

Qualification depends on factors like revenue, time in business, and funding purpose. Committed to Capital works with a wide range of credit profiles.

Many Philadelphia businesses receive funding decisions within 24 hours, with capital available shortly after approval.

Not always. Several Philadelphia small business loan options are available without traditional collateral.

We support retail, service, construction, healthcare, logistics, and many other local industries.

Yes. Depending on revenue and business model, newer businesses may qualify for select funding programs.

We offer personalized guidance, transparent terms, and funding solutions designed around Philadelphia business realities.

Latest Resources

Expert insights and guides to help your business succeed